Yes, Depend upon the legal documentation showing the Portion of Residential & Commercial. But you will get Home Loan on the Residential portion only. For the Commercial portion you have to go for commercial Loan & will have bit higher rate of interest as compare to Home Loan. If you will be using commercial portion for your business then only you will get commercial loan to buy, else you have to pay first to the seller , then you can create Mortgage on that. Better option is to visit your banker or the nearest Nationlised bank, as Nationalised bank's Loan are more stable in terms of Rate of interest & EMI amount f or long duration.
Thanking You,
Answered by
Vijay, on Dec 30 at 7:17 am
Hi,
If you having kitchen in your flat then it is possible for normal home loan otherwise no other ways.
Naresh Banda.
9819424701.
Answered by
Naresh Swamy Banda, on Dec 29 at 3:52 am
