we have taken NRI home loan in hdfc to purchase a property but now we have settled in bangalore so we have to change to new bank where interest is less so how do we go about it
Answers (6)
Guys, Yes we can Balance Transfer the Loan from HDFC to ICICI Bank with 8.25% Fixed Interest rate as a normal Home Loan scheme. Also we transfer your loan from many other lenders. For Further queries please feel free to call @9873190166/64640166 or visit @ask4money.com
Answered by

gaurav, on Jan 3 at 8:40 am
It is not compulsory to change the bank if you are settled in another place. You can change the currespondance address in the bank record and you can apply to the bank and shift your loan to the nearest HUB of the same bank at new place.
Still if you wish to switch over to the new bank with lower interest rate in your new place then you can approach any Nationalised Bank near to your new place. Remember it will be little bit difficult to transfer the loan to Nationalised bank, but for the Home loan or Mortagage loan it will be more stable for the long duration. So go for any Nationalised bank, State Bank, Bank of India are the goof option.
Thanking You,
Answered by

Vijay, on Dec 30 at 7:05 am
Dear Sir/Madam,
Yes,we can do.
Subject to your profile.
call: 9343112929
Answered by

Manish bohra, on Dec 30 at 6:18 am
Hi,
First of all you need to approach HDFC bcoz you are existing customer of bank to reduce rate bcoz to match with the current market,if still they wil not take any initiative in your case then you need to approach others banks like IDBI Bank,Deutsche Bank,LIC Hsg Fin,Axis Bank,SBI, etc...
In your case i will refer you Axis Bank ,LIC ,Deutsche Bank,HSBC Bank.
Regards,
Naresh Banda.
9819424701.
Answered by

Naresh Swamy Banda, on Dec 29 at 3:26 am
Hi,
From your question it is not clear in which city u bought the Home on which HL is running.
The best bank is Axis Bank Ltd. They Charges Nill on Pre-Payment and Foreclosure.
Rgds,
Ram Prakash Singh
Answered by

Ram Prakash Singh, on Dec 29 at 2:32 am
First Answer
Hi,
We can Takeover the Loan from HDFC to ING Vysya Bank with 8.25% Fixed Interest Rate with quite simple process on normal Home Loan scheme.
From,
Sivakumar
TRUST MAAN ASSOCIATES
9986898222
trustmaan@rediffmail.com
Answered by

saiassociates, on Dec 29 at 2:10 am