The Credit Information Bureau India Ltd. keeps the track on the creditworthiness of an individual. They have information about a person’s creditability. Cibil rates a person according to his/her payment track; this is commonly known as Cibil Score. There are various slabs on which credit score is given to the customer and with the help of credit score, Banks check a customer’s creditability of paying anything that he/she is taking from them on credit either it’s a loan or a credit card. The credit score made it really tough for a customer to take anything from Bank on credit, as banks are checking credit score of a person before sanctioning a loan.
When a person was applying for a loan/ credit cards their application gets rejected and Banks give them the reason that your credit score was less that is why your application has been rejected. But what is a Credit Score that no body understood so far.
But now one can check there cibil score easily and after checking it can apply for a loan or for a card. Before this customer never had any idea about his/her cibil score.
Three ways to get your Cibil Score
1) Get it Online
• To know your Cibil Score you just need to send a DD of Rs.142. Fill the form that you can download through this link
http://www.cibil. co m
Send the scan copy of the form to CIBIL
• Along with that you also need to send an attachment that will contain your latest identity proof and address proof.
• Once Cibil receives your documents and fees, your request will be processed and copy of your CIR (credit information report) will be dispatched to you.
2) Get it via Post
• Fill the form that you can download through this link
http://www.cibil. co m
With a DD of Rs.142 and send it at P.O.BOX 17, Millennium Business Park, Navi Mumbai- 400710.
• You also need to send your self attested documents i.e. your identity proof and latest address proof.
• Once Cibil receives your documents and fees, your request will be processed and copy of your CIR (credit information report) will be dispatched to you.
Phone Number - 022-61404300
3) Through Fax
• Fill the form that you can download through this link
http://www.cibil. co m mail self attested hardcopies of your Identity Proof and latest Address Proof documents with a DD of Rs. 142.
• Fax number 022-40789007.
• Once CIBIL receives the documents and Fees, your request will be processed and a copy of your CIR will be dispatched to you.
The Demand Draft is to be made in name Credit Information Bureau (India) Limited payable at Mumbai.
Answered by
B Malani, on Oct 28 at 12:19 pm
